DhanLaxmi Finance®
Get Personal Loan
Up to ₹20 Lakh

Get instant personal loans at interest rates starting from just 7.99% p.a.! Apply 100% online—no paperwork, no hidden charges. Enjoy a fast, hassle-free process with funds credited directly to your bank account.

2M+ (Loan Success)

50K+ (Happy Customers)

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Digital Loans

Why Choose Dhan Laxmi Finance?

At Dhan Laxmi Finance, we don’t just offer loans — we offer confidence, support, and peace of mind when you need it most. Established in 1983 and based in Mumbai, Maharashtra, we are a legacy brand in personal lending, proudly serving individuals across India for over 40 years.

We understand that life doesn’t wait, and neither should you — that's why we're always here to solve your financial emergencies with fast, flexible, and secure loan solutions.

Interest Rates 7.99% Per Annum
Quick Loan Approved
Personal Loan Up to 20 Lakh
Repay Tenure Up to 120 Months
All categories
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Your Trusted Partner in Financial Assistance

Minimum Loan Amount: Rs 50,000

Monthly Interest Rate: 1.2% Per Month

Minimum Repayment Tenure: Up to 12 Months

Maximum Repayment Tenure: Up to 10 Years

Minimum Loan Amount: Up To Rs 50,000

Maximum Loan Amount: Up To Rs 20,00,000

Processing Fees: 2% Of The Loan Amount

EMI Bounce Charge: Rs 590/- Bounce Charge

No Pre-Closure Charges

Annual Interest Rate: Approx. 7.99 To 12%

Why Choose Dhanlaxmi Finance?

Flexible terms and reliable service



Your Trust, Our Commitment

Trust and Transparency in Every Step

At Dhan Laxmi Finance, we understand that securing a loan is a significant financial decision. That’s why we prioritize clear, honest, and transparent communication at every stage of your loan journey. We believe in building strong relationships with our customers, ensuring that you are fully informed and confident in your choices...

Your financial security and satisfaction are our top priority. With our straightforward lending process and commitment to customer service, we aim to make your financial journey smooth, simple, and stress-free.

  • Fully Digital Application.
  • Instant Approval & Quick Disbursal .
  • No Collateral Needed.
Smart Finance, Real Solutions

Personal Loan Solutions Tailored for Every Need

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Emergency Medical Loan

Health emergencies don’t wait—and neither should you. Our Emergency Medical Loan gives you immediate access to funds up to ₹5 lakhs for treatments, surgeries, or hospitalizations. With fast approvals and minimum documentation, we help you focus on recovery, not expenses.

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Utility Bill Payment Loan

Monthly bills piling up? From electricity and internet to rent and subscriptions—we make sure your essentials never get disrupted. With quick micro-loans up to ₹1 lakh, you can clear dues on time and maintain your credit health effortlessly.

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Home Makeover Loan

Thinking of a fresh coat of paint, modern interiors, or fixing leaks? Our Home Makeover Loan helps you redesign and renovate your living space with funds up to ₹7 lakhs. Affordable EMIs, quick disbursal, and a better living experience—now made easy.

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Debt Relief Loan

Struggling with multiple EMIs? Our Debt Relief Loan lets you consolidate all your loans and credit card bills into a single, manageable EMI. Borrow up to ₹10 lakhs with better interest rates and regain control over your finances.

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Mobile Purchase Loan

Get the latest smartphone today—without breaking your budget. Our Mobile Purchase Loan offers instant approvals up to ₹1.5 lakhs for top-brand devices. 0% processing, flexible EMI options, and no credit card required.

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Wedding Loan

Make your big day even more memorable—without financial worries. Our Wedding Loan offers up to ₹10 lakhs to cover venue bookings, decorations, jewelry, catering, and everything else that makes your wedding perfect. Easy terms, zero hassle.

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Travel Loan

From relaxing getaways to international adventures, we make travel stress-free. Our Travel Loan offers up to ₹5 lakhs for flights, hotels, and experiences—all with quick disbursal and flexible repayments. Because your dream trip shouldn't wait.

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Eligibility & Criteria Required

To be eligible for a loan from DhanLaxmi Finance, applicants must meet specific criteria depending on their employment type. We ensure responsible lending by providing loans only to individuals and businesses with the capacity to repay comfortably.

1
Salaried Individuals
  • Age: 21–60 years
  • Minimum ₹20,000 monthly income
  • At least 1 year of work experience
2
Self-Employed Professionals
  • Minimum age: 25 years
  • Stable business for 2+ years
  • Annual income: ₹2.5 Lakhs+
3
Business Owners
  • Minimum age: 25 years
  • 3+ years of business operation
  • Turnover: ₹5 Lakhs+/year

Documents Required List

To process your application quickly, please prepare the following documents based on your profile.

📋
Common for All
  • Passport-sized photo
  • Aadhaar/PAN/Passport (ID Proof)
  • Address Proof (Bill/Rent/Passport)
  • Last 6 months’ bank statement
💼
Salaried Individuals
  • 3-month salary slips
  • Form 16 / ITR
  • Employee ID/Offer Letter
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Business Owners & Self-Employed
  • 2 years ITR
  • Business Registration Certificate
  • Last year’s P&L Statement
  • GST Certificate (if applicable)

Together We Rise, Together We Thrive

₹2M+

Loans Approved & Disbursed

50K+

Satisfied Customers Across India

750K+

Loan Applications Processed Seamlessly

24/7

Around-the-Clock Customer Support

Loan Representative Example

Loan Summary Details
Loan Amount ₹50,000
APR 25.2%
Tenure 12 Months
Processing Fee 2% of the loan amount
GST on Processing Fee ₹180
Amount Disbursed ₹48,820
EMI ₹4,998
Total Repayment Amount ₹59,978
Total Interest ₹9,978

This example demonstrates the total cost of a ₹50,000 loan with all applicable fees and interest over 12 months.

Make informed decisions about your financial future!

If you apply for a loan of ₹50,000 at an APR of 7.99% for 12 months, you will incur ₹1,000 as processing fee (2% of loan amount) and ₹180 as GST. Your total repayment amount will be ₹54,238, including ₹3,238 as total interest. T&C apply. Final APR may vary based on your credit profile.



Office address

RALLI HOUSE,21 DAMODARDASSAKHADVALA MARG, MUMBAI, Maharashtra, India, 400001

Telephone number

1888-452-1505

Mail address

[email protected]