Eligibility & Criteria Required

To be eligible for a loan from DhanLaxmi Finance, applicants must meet specific criteria depending on their employment type. We ensure responsible lending by providing loans only to individuals and businesses with the capacity to repay comfortably.

1
Salaried Individuals
  • Age: 21–60 years
  • Minimum ₹20,000 monthly income
  • At least 1 year of work experience
2
Self-Employed Professionals
  • Minimum age: 25 years
  • Stable business for 2+ years
  • Annual income: ₹2.5 Lakhs+
3
Business Owners
  • Minimum age: 25 years
  • 3+ years of business operation
  • Turnover: ₹5 Lakhs+/year

Documents Required List

To process your application quickly, please prepare the following documents based on your profile.

📋
Common for All
  • Passport-sized photo
  • Aadhaar/PAN/Passport (ID Proof)
  • Address Proof (Bill/Rent/Passport)
  • Last 6 months’ bank statement
💼
Salaried Individuals
  • 3-month salary slips
  • Form 16 / ITR
  • Employee ID/Offer Letter
🏢
Business Owners & Self-Employed
  • 2 years ITR
  • Business Registration Certificate
  • Last year’s P&L Statement
  • GST Certificate (if applicable)

Need Help?

For any queries or help with the application process, feel free to reach out to us using the form below.